We do not pay interest on uninvested funds. To get the best return from using our platform you should log in and look at your dashboard on a regular basis to minimise uninvested funds in your Lender account, using Live Auctions and our Loan Exchange to make new investments. If you have limited time for doing this and wish to be fully invested, you should also consider enabling Autobid, which provides a range of options to make bids in new auctions and invest your surplus cash.